But a small percentage of users didn't have a seamless experience. Hi Elizabeth,Thank you for taking the time to write a review about your experience. There are no fees or interest charges associated with your payday cash advance. Were required to balance purpose and profit by considering how our decisions affect our workers, customers, and community. This makes it one of the few cash advance providers that doesnt require a bank account. Was never asked what the issue was. lawanda moore. Borrow up to $500 with just a few swipes but only for residents of 21 states. He was helpful well mannered and really focused on getting my new card to me as quickly as possible. Let alone ask you "how can you be getting a refund that is over a year old doesn't make sense to them how is that possible" then got hung up on. Its an app that people can use just like a regular wallet to store their card details and information. Talk with a financial professional if you're not sure. Have a wonderful day. How do businesses offer Payactiv to their employees? Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. Alan Davis was very awesome. Weighing in on the advantages and disadvantages of Payactiv over traditional banking services is a challenging task. Select your state to see the options available to you. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. 60% of employees would recommend working at payactiv to a friend and 61% have a positive outlook for the business. Over 1500 companies use Payactiv including Uber, Pizzahut, Subway, Alorica, Hilton Hotels & Resorts, and Signature Healthcare. Stay away from this bank. The PayActiv debit card carries Visas Zero Liability fraud protection, which may protect you in the event of fraud and unauthorized use of your card. I don't know if I am allowed to mention my experience with your full name but I recommend Payactiv because of people like Albert Wick who can help you with almost everything you need even if difficult. Today, digital publications like Business Insider, CNBC and the Simple Dollar feature her professional commentary. We may also receive compensation if you click on certain links posted on our site. We always try our best to do our job well, and your kind words make it all worthwhile. Workers whose employers are part of the PayActiv EWA program can receive a cash advance of up to 50% of their pay earned. If you dont work for an employer that partners with Payactiv, you can still receive your paycheck up to two days in advance by signing up for a Payactiv Visa Prepaid Card, which is a debit card. Have a blessed day. Have a blessed day. Anna earned an Expert Contributor in Finance badge from review site Best Company in 2020. 1 Standard rates for data and messaging may apply from your wireless provider. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. California loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-78868. It has been a week. You can receive an advance as high as 50% of the wages youve already earned sometimes at no cost. What Is DiversyFund? We always try our best to do our job well and your kind words make it all worthwhile. It is especially beneficial for lower-income hourly workers who want to access their earned wages between paychecks. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. Confirm details with the provider you're interested in before making a decision. If there's anything you need in the future or any feedback you have for us, please don't hesitate to email us at support@payactiv.com. PLEASE GIVE DAVIS M A RAISE HE DESERVES IT & BEYOND, NICEST AGENT EVER! They tell ya they cant do anything to contact the merchant. +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. The Empower app offers fee-free cash advances between $25 and $250 to users, along with a cashback debit card. This product doesn't have any reviews yet. Feb 16 I finally get connected to Ned. 5/5 Jay! How many times can you use PayActiv in a pay period? Shop Pay is an innovative payment solution developed by Shopify. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. Find out who should really be using Kraken and who might be in over their heads. Its also one of the few cash advance apps Ive reviewed that offers cash advances. Hi Regina,Thank you for taking the time to write a review about your experience. This could put you at risk of getting caught in a cycle of debt. However, we'd like to learn more about your situation and what exactly happened. Perhaps most importantly, you can take a cash advance of up to 50% on your earned pay with no fees or interest charges. Hmm, It sounds like youre looking for Customer Support instead of our Sales team. Or if I brought up my case number, they would stop replying and end the chat/call. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Hi Clechelle,We sincerely apologize for your negative experience. Get what youve already earned, right now, to pay bills or buy what you need. Powered by Payactiv, Wallet gives you the foundation to keep your finances on track and the tools you. Support for the Payactiv App, Payactiv Card, transactions, signing up, and more, Id like to offer Payactiv to my employees, Learn about how Payactiv products help your employees and boost your business. Here are 8 tips for writing great reviews. ray. Hi William,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. She was very polite and kind. I will never forget this. He knows how to do his job and seems to care about it and the customers he's helping. And PayActiv comes close, which is why it earned a 4.9 rating in this category. Image: Woman on the street looking at her mobile phone. We strive to provide the best experience we can for our customers, and we're sorry that your previous experience did not meet the standard. We use dedicated people and clever technology to safeguard our platform. This company is truly amazing and is honestly training their employees to be efficient kind mindful and helpful because it all showed with this customer contact today. You don't have to wait for payday, pay overdraft and late fees, or borrow money.. Thank you!! Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. 243 total. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. As a next step you can visit the Payactiv website or read our research on the Best Financial Wellness Software. Like other cash advance apps, Payactiv also offers financial wellness services. But it also has 116 complaints on the website and received only 2.63 stars from BBB customer reviews. Payactiv uses time and attendance data to provide earned wage access to employees. This product doesn't have any reviews yet. Hi Doroyane,We're glad that our representative could help you resolve your issue. :). No commitment. I have never had a bank tell me they can't accept my money back due to a time frame block my card and everything. If youre interested in joining PayActiv on your own, youll just need to download the app and create an account with your name, phone number and email. Payactiv pay advance app isn't available on Finder right now. Daily pay is a really good app way better then this crap they call an app. Some other noteworthy features of Payactiv include the option to receive tips directly into your bank account after a shift and a savings calculator. PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. One of our representatives will be reaching out to you shortly to assist you. But if you find yourself needing to borrow cash against your paycheck regularly, it may be a good idea to take a closer look at your finances and work on making a monthly budget to keep your spending on track. . Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time. Comes with the option to change your due date so you wont fall behind on repayments. Have a blessed day. This may result in yourhaving access to the funds sooner. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Payactiv can be used by businesses of all sizes. Hi Victor,We sincerely apologize for your negative experience. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. This site may be compensated through third party advertisers. However, this Earned Wage Access the key selling point of the PayActiv app is only available if your employer also participates in the program. Using PayActiv is free for many services, including withdrawing funds from a partnered ATM. We'd like to turn this around and resolve your issue ASAP. Both my Payroll department and UKG are supposedly working to fix the problem, to no avail thus far. Chase Mortgage Review: Competitive Rates and a Generous Homebuyer Grant Program. Have a blessed day. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Hi Bill, sincerest apologies for the inconvenience. Either way we need more Ronnie OConnors.Thx Again for your help Ron, Hi there,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. PayActiv advances wages that workers have accrued but haven't yet received. I rely on this app and he quickly figured it out for me, Hi Reese,Thank you for taking the time to write a review about your experience. Yes. Using Payactiv to get an advance on your paycheck can help you cover an emergency expense without having to resort to payday loans, which are known to be risky. Funds accessed using Payactiv will show as a deduction on your next paycheck. So Ill be honest, I cant stand the customer support on the app, the chat function is slow and glitchy and the ability to communicate through it is awful. If it's wasn't for the supervisor on shift Ned T. This would received 0 stars. Additionally, many customers complain about bugs with the Payactiv app, causing unnecessary headaches and problems accessing funds. But to get the most benefits, you need to have sign up for direct deposit to a Payactiv card. I've had multiple attempts simply time out waiting for reps to respond. . Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. LoanPro is a core lending software which specializes in the servicing of loans. Yieldstreet is an alternative investment platform that securitizes art, real estate, short-term notes, structured notes and supply chain financing. As such, it permits employees to access up to 50% of their paycheck prior to payday. Horrible business and customer service. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. Our scoring formula weighs several factors that differ from The platform has collectively provided employees with $5B+ in earned wage access. We'd like to turn this around and resolve your issue ASAP. Have a blessed day. Ray M. made it so easy to get set up where i can have access to my wages. We always try our best to do our job well, and your kind words make it all worthwhile. You can withdraw funds using your Dave debit card from any of the 32,000 MoneyPass ATMs nationwide. Optional, only if you want us to follow up with you. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. All five stars is for Ned not this company.I've been having an issue since Feb 10. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. :). Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. In terms of security, no app is 100% secure. Otherwise, read on! PayActiv is a robust financial app, with features that includes automated savings if your PayActiv Visa card is linked to a bank account low balance alerts and capabilities to send money to friends and family who also have PayActiv cards for free. Have a blessed day. Companies can ask for reviews via automatic invitations. Albert Wick amazing, skilled, and delightful human being thank you again. This company offers employers and their employees the opportunity to access their earned wages before payday.